Rachael

Rachael lives in East Yorkshire with her dog.

She volunteers for the MS Society, as well as a number of other charities after leaving work in 2018.

I’m scrimping and saving, but still running out of money

I’m terrified of what’s to come. I’m watching my money very closely and I have a tight budget. But I’m already in arrears with my electricity and gas. I manage my money fortnightly — I scrimp and save, but there’s still been times when I’ve run out.