holiday Insurance

Hi Mumster,

Don't feel gloomy about the insurance - it's worth paying a little extra, because you know you have a special risk most people don't have.  With luck, you won't have many/any problems, just as you haven't 'til now, but, as you say, it's unpredictable, so it's just not worth leaving it to chance.

In the past, I've insured with All Clear (just Google).  They are specialist insurers, for people with pre-existing medical conditions.  I'm not sure my MS added anything to the premium at all, but it does depend on a lot of variables, such as destination (U.S. particularly expensive due to high private healthcare fees), duration, and how active your MS has been.  If you haven't had a relapse in the last year, and haven't got noticeably less able to care for yourself, they will treat the risk of anything happening as almost nil - but at least it's covered if it did happen.

I'm not promising they're the best deal you can get.  If you shop around, you may be able to find better.  But I've found their prices "reaonable" for my needs, without the hassle of searching everywhere.

The MS Soc. also offer their own insurance services, elsewhere on this site: http://www.mssociety.org.uk/ms-support/practical-and-financial-help/insurance/ms-insurance-services/travel-insurance

Dunno how they compare for cost or cover.  Just another alternative.

Re the driving, I'm a non-driver myself, but I think a 3-year renewal is the norm, following an MS diagnosis.

Tina