Insurance
People with MS often ask 'how do I get reasonably priced insurance?', 'should I be considering any special cover?' or 'will my insurance pay out now I have been diagnosed with MS?' This section of the website looks at these questions, and offers information on the insurance market so a good deal can be found. For a list of specialist insurers, go to the Further help section.
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General concerns about MS and insurance
- What factors do insurers take into account before offering insurance?
- Common questions about insurance
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Can I claim on my existing insurance now that I have MS?
- What if I already have a critical illness policy?
- What could prevent a claim under a critical illness policy?
- What if I already have income protection insurance?
- How can I claim under income protection insurance?
- What if I already have payment protection insurance?
- What if I already have private medical insurance?
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What should I tell insurance companies about my condition?
- Your duty to disclose any relevant information
- Disclosure: home contents, buildings and motor insurance
- Informing the DVLA that you have MS
- Disclosure: travel insurance
- Disclosure: private medical insurance
- Disclosure: life, critical illness and income protection insurance
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How will my MS affect my ability to get cover?
- Shopping round for insurance
- Can I get life insurance if I have MS?
- How do I know if I’m being treated fairly when looking for life insurance?
- Are some types of life insurance harder to get than others?
- Can I get critical illness insurance if I have MS?
- Can I get income protection if I have MS?
- Can I get general insurance, like travel insurance if I have MS?
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What should I look for in general insurance policies (like travel or car insurance?)
- Choosing travel insurance
- Choosing car insurance
- Choosing home insurance
- Wheelchair and scooter insurance
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What protections are there to ensure that insurers treat me fairly?
- Is there any legal protection to ensure I get a fair deal?
